Car Financing in Prescott, AZ

Prescott Honda buyers don't have to settle for a single local financing option. Findlay Honda Flagstaff — 90 miles north up I-17 — offers Honda Financial Services rates plus a broader lender network that's hard to match locally. Our finance team works with regional banks, credit unions, specialty lenders for credit challenges, and Honda's captive finance arm for the best new-Honda APR offers. Apply online before you make the drive, and we'll have your approval and rate options ready when you arrive. We finance Hondas for customers from Prescott, Prescott Valley, Chino Valley, Dewey-Humboldt, and across Yavapai County. Apply now at findlayhondaflagstaff.com/finance/application, or call our finance team at (928) 774-7200 to talk through your situation before the trip.

Getting Here from Prescott

From Prescott city center: Take 89A north (the route through Jerome scenic byway) or 89 north to I-17, then I-17 north to Flagstaff. The faster all-weather route is 89 north to I-17. Approximately 90 miles, 90 minutes.

From Prescott Valley: Take 89A north to I-17 north. Approximately 80 miles, 80 minutes.

From Chino Valley: Take 89 north to I-17 north. Approximately 95 miles, 95 minutes.

From Dewey-Humboldt: Take 169 east to I-17 north. Approximately 75 miles, 75 minutes.

  • Prescott ~90 min via 89 & I-17
  • Prescott Valley ~80 min via 89A & I-17
  • Chino Valley ~95 min via 89 & I-17
  • Dewey-Humboldt ~75 min via 169 & I-17
4.8★ DealerRater Rating — 690+ Reviews
90 mi Drive Time from Prescott via I-17 N
10 min Online Application Time Before Drive
Multiple Lenders (Banks, Credit Unions, HFS)

How Car Financing Works for Prescott Buyers

The 90-minute drive from Prescott to Flagstaff is more efficient with financing pre-approved. Here is how our simple, streamlined finance process works for out-of-town buyers:

1. Apply Online From Prescott

Fill out the secure online application before you leave Prescott — about 10 minutes. Our finance team starts working as soon as you submit.

2. We Shop Lenders

While you're heading north on I-17, our finance team submits your application to Honda Financial Services and our broader lender network. Best rate and terms presented when you arrive.

3. Pick Your Honda

Browse our new and used inventory with approval in hand. Our sales team can show you what fits your monthly budget — not just sticker price.

4. Sign & Drive Back

Documents finalized at the dealership — typically 30–60 minutes since you applied online. Drive home to Prescott in your new Honda.

Why Prescott Drivers Choose Findlay Honda Flagstaff

Honda Financial Services Direct

As a Honda franchise dealer, we work directly with Honda Financial Services — not through a third party. That means access to current HFS promotional APR rates (often 2.49–3.99% for qualified buyers), Honda loyalty/conquest cash, and lease specials.

Broader Lender Network

Beyond HFS, we work with regional banks, credit unions including OneAZ Credit Union, and specialty lenders for credit challenges. A local single-source financer often can't beat the rate options we put on the table from multiple lenders simultaneously.

Findlay Automotive Group

Findlay Honda Flagstaff is part of Findlay Automotive Group, which also operates Findlay Subaru Prescott. Prescott customers familiar with Findlay Subaru get the same family-business experience at our Flagstaff Honda store.

Apply Online Before the I-17 Drive — Skip the Wait

Submit your application from Prescott, get pre-approved, and walk into Findlay Honda Flagstaff with the financing largely done. Saves Prescott drivers 30–60 minutes at the dealership.

Apply Now

Honda Financial Services Offers for Prescott Buyers

Honda Financial Services (HFS) is Honda's captive finance arm and typically offers the most competitive rates on new Honda models for qualified buyers. Programs available to Prescott buyers at Findlay Honda Flagstaff include:

  • Promotional APR rates — typically 2.49–3.99% APR for qualified buyers on selected new Honda models, depending on term length and current programs
  • Honda Loyalty/Conquest cash — bonuses for current Honda owners and owners of competitive brands switching to Honda
  • Lease specials on Civic, CR-V, CR-V Hybrid, Accord, Pilot, and other models
  • Recent college graduate program — additional rebates for new grads
  • Military appreciation offers — rebates for active duty, reserves, and veterans
  • First-time buyer programs for qualified applicants without established credit

Current Honda Financial Services lease and finance specials change monthly. View current Honda specials at Findlay Honda Flagstaff or call (928) 774-7200 for the latest offers.

What You Need to Apply From Prescott

The online application takes about 10 minutes and is secure. Have these documents ready:

  • Valid driver's license — Arizona or out-of-state
  • Proof of income — most recent 2 pay stubs, or recent tax returns if self-employed
  • Proof of residence — utility bill, lease, or mortgage statement showing your Prescott-area address
  • Proof of insurance — current auto insurance policy
  • References — typically 3–5 personal references with phone numbers
  • Trade-in info — if applicable, vehicle title or lien information
  • Down payment — cash, check, or trade equity (down payment is sometimes optional, depending on your credit profile)

Frequently Asked Questions

Can Prescott drivers finance a Honda at Findlay Honda Flagstaff?

Yes. Findlay Honda Flagstaff regularly finances Hondas and used vehicles for customers from Prescott, Prescott Valley, Chino Valley, and Dewey-Humboldt. Apply online at findlayhondaflagstaff.com/finance/application before making the I-17 trip — most of the paperwork is done before you arrive, and your approval and rate options are ready when you walk in.


How far is Findlay Honda Flagstaff from Prescott?

Findlay Honda Flagstaff is approximately 90 miles from Prescott — about a 90-minute drive via 89A north to I-17, then I-17 north to Flagstaff. The route is all-weather highway driving with no significant elevation challenges. Many Prescott Honda buyers prefer Findlay Honda Flagstaff's selection and Findlay Automotive Group backing despite the drive.


Is there a Findlay dealer in Prescott?

Yes — Findlay Subaru Prescott is part of the Findlay Automotive Group, located in Prescott. For Honda specifically, the closest Findlay Automotive Group Honda dealer is Findlay Honda Flagstaff. Customers familiar with Findlay Subaru Prescott often choose Findlay Honda Flagstaff for the same family-owned dealer group experience.


What credit scores does Findlay Honda Flagstaff accept?

Findlay Honda Flagstaff works with credit profiles across the spectrum. Our finance team has relationships with multiple lenders including Honda Financial Services, regional banks, credit unions, and subprime specialty lenders. Prescott customers with credit challenges can still get approved through our broader lender network — same options as Flagstaff customers.


Should I apply for financing online before driving from Prescott?

Yes — strongly recommended. The 90-minute drive from Prescott to Flagstaff is more efficient with financing pre-approved. Submit the online application before you leave Prescott, and our finance team will have your approval and rate options ready when you arrive. Saves typically 30–60 minutes at the dealership.


Are there Honda financing offers Prescott drivers should know about?

Honda Financial Services regularly offers promotional APR rates on new Hondas — often 2.49 to 3.99% APR for qualified buyers, plus loyalty and conquest cash bonuses on certain models. These offers are available to Prescott customers buying at Findlay Honda Flagstaff, identical to Flagstaff buyers. Current offers at findlayhondaflagstaff.com/specials/new-vehicles.


All financing is on approved credit through Honda Financial Services or other approved lenders. Not all buyers will qualify for advertised rates. Financing rates vary by credit profile, term length, and current Honda Financial Services programs. See dealer for complete details. Findlay Honda Flagstaff is not a lender or financial advisor; loan and lease terms are subject to lender approval.

Apply for Car Financing From Prescott — Pre-Approved Before the Drive

Findlay Honda Flagstaff Finance Department
5199 N Test Dr, Flagstaff, AZ 86004
Approximately 90 miles north of Prescott via I-17
Finance: (928) 774-7200
Hours: Mon–Sat 8:00 AM – 7:00 PM • Closed Sunday